4-Way Layered Dip (Printable Version)

Multi-layered party dip with refried beans, sour cream, salsa, cheese, and fresh toppings—ready in 20 minutes.

# What You'll Need:

→ Base Layer

01 - 1 can (16 oz) refried beans
02 - 1/2 teaspoon ground cumin
03 - 1/2 teaspoon chili powder

→ Creamy Layer

04 - 1 cup sour cream
05 - 1 cup cream cheese, softened
06 - 1 tablespoon fresh lime juice
07 - 1/4 teaspoon salt

→ Salsa Layer

08 - 1 cup chunky salsa, drained
09 - 1 medium tomato, diced
10 - 1/4 cup red onion, finely chopped
11 - 1/4 cup fresh cilantro, chopped

→ Topping Layer

12 - 1 cup shredded cheddar cheese
13 - 1/2 cup sliced black olives
14 - 1/2 cup diced green bell pepper
15 - 1/2 cup sliced green onions

# How to Prepare:

01 - In a medium bowl, combine refried beans with ground cumin and chili powder. Spread evenly into the bottom of a 9-inch serving dish.
02 - In another bowl, blend sour cream, softened cream cheese, fresh lime juice, and salt until smooth. Carefully spread this mixture over the bean layer.
03 - In a separate bowl, combine salsa, diced tomato, red onion, and cilantro. Drain excess liquid if necessary, then spoon evenly over the creamy layer.
04 - Sprinkle shredded cheddar cheese over the salsa layer, then distribute black olives, green bell pepper, and green onions evenly across the top.
05 - Refrigerate the dip for at least 30 minutes to allow flavors to meld. Serve with tortilla chips or fresh vegetable sticks.

# Expert Suggestions:

01 -
  • Every layer brings a different texture and flavor, so each bite feels like a little discovery.
  • You can prep it in advance and let it chill while you handle everything else.
  • It looks impressive on the table, like you spent way more time than you actually did.
  • Cleanup is minimal since theres no cooking involved, just mixing and spreading.
02 -
  • Drain your salsa really well or the whole dip will turn soupy and the layers will slide around.
  • Soften the cream cheese fully before mixing or youll end up with lumps in your creamy layer.
  • Spread each layer gently so you dont break through to the one below and lose that clean look.
03 -
  • Use a clear glass dish so everyone can see the beautiful layers from the side.
  • Let the dip sit at room temperature for 10 minutes before serving so the flavors open up and its easier to scoop.
  • Keep extra chips nearby because this dip disappears faster than you think.
Return